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Leslie's avatar

I have done this since the 90's with all 3 credit agencies for my husband and I (when we filed a tax return for our refund and were told we had already filed). In addition to the freeze, every 6 months I check our credit reports (for free as well). Sometimes, like you, I can't find the free option. I just put it aside and try it again the next day and always find it. They sometimes make it really hard. Just keep hunting, it's there.

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