Provide incentives to save / invest one's own earnings for retirement. NOT govt-controlled IRA-type "savings" w/ "when and how much" rules attached. But actual "my money / my risk" accts.
Provide incentives to save / invest one's own earnings for retirement. NOT govt-controlled IRA-type "savings" w/ "when and how much" rules attached. But actual "my money / my risk" accts.
Means testing is Marxist: "From each according to his abilities; to each according to his needs." It disincentivizes risk-taking and incentivizes the opposite.
Provide incentives to save / invest one's own earnings for retirement. NOT govt-controlled IRA-type "savings" w/ "when and how much" rules attached. But actual "my money / my risk" accts.
Means testing is Marxist: "From each according to his abilities; to each according to his needs." It disincentivizes risk-taking and incentivizes the opposite.