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John Cougar Misanthrope's avatar

Thank you. We were very lucky.

My advice is to make sure you have adequate insurance coverage with a good company, both real and personal property. Auto, as well. Understand your coverage and what is excluded. We're sweating out whether our coverage will cover the rebuild, particularly in this economic climate. We got screwed on our cars.

Another critical piece is to inventory your personal property. Take a video of everything and store it by a cloud service. We were lucky to have a very sympathetic adjuster and our insurance covered everything. Still, it was brutal trying to complete a personal property inventory as part of the claim investigation.

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