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Queen Hotchibobo's avatar

Keep the credit cards and don’t use them. They have to pay visa/mc about $5 a month just for you to have it in your name.

They will eventually close it for lack of activity, but you can cost them about $60 a year in the meantime.

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JK's avatar

I like your thinking. Unfortunately both my Chase cards, Marriott and United Airlines have $95 annual fees.

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