6 Comments
User's avatar
⭠ Return to thread
BE's avatar

The only one that keeps asking me for a credit card is Trans Union. The other two are frozen. They didn’t charge anything. I don’t think that they are supposed to charge.

Expand full comment
R1ghtTh1nk's avatar

No cost. Set up a free account on TransUnion. Then set up a freeze.

Expand full comment
BE's avatar

Every time I go in and try to do it they ask for my credit card, and won’t let me bypass it. What am I doing wrong?

Expand full comment
Leslie's avatar

I have done this since the 90's with all 3 credit agencies for my husband and I (when we filed a tax return for our refund and were told we had already filed). In addition to the freeze, every 6 months I check our credit reports (for free as well). Sometimes, like you, I can't find the free option. I just put it aside and try it again the next day and always find it. They sometimes make it really hard. Just keep hunting, it's there.

Expand full comment
R1ghtTh1nk's avatar

If you've set up an account and are signed in, go to https://service.transunion.com/dss/dashboard.page? Click on the top left-hand box that says "Credit Freeze." As someone else has explained, a "lock" - similar but different - costs money.

Expand full comment
BE's avatar

Thank you! 😊

Expand full comment